Irvin & Christine's Peculiar – A home beyond four walls


Meet Irvin and Christine. As nurses working long shifts, Irvin and Christine needed a short commute from work to ensure they were able to rest and recharge for the next day. For them, this meant searching for a home in central London.

Home value: £303,000
Deposit: £21,550
Peculiar boost: £30,000
Mortgage: £251,450

"This couldn’t go on forever, we needed to buy a home."

They were tired of renting and bouncing from place to place. They were ready to move forward onto the next milestone in their life and pull the homeownership trigger. With well-paid salaries and a decent deposit saved up, Irvin and Christine had their hearts set on finding a home in the city centre.


The reality of the housing market

Not long into their search for a new home, Irvin and Christine quickly discovered finding a home located in the city centre within their budget was near impossible. With housing prices steadily increasing and the demand for properties skyrocketing, it was tough to find anything within their budget. Discouraged, they looked for other ways to finance their home and came across Peculiar!

Peculiar was able to give them the boost they needed to afford the area they wanted to live in. With their new boosted deposit, Irvin and Christine found a flat in the borough of Islington within walking distance to the tube station and their favourite spots. King’s Cross is just a short walk away and they’re able to enjoy the vibrant scene of trendy shops and restaurants that Coal Drops Yard has to offer.

Irvin and Christine also enjoy hosting friends that visited London and were especially pleased to be able to offer the convenience of their location for their visitors (hello sofa couch!).


London in our hands

“The four walls that we have don’t limit us on what we can do. Home for us is beyond these walls because restaurants and shops are just minutes away. The post office is literally 30 seconds from our doorstep!”

Congratulations Irvin and Christine!

Check out this home located in central London eligible for a Peculiar Loan just like Irvin & Chrstine's! Discover more homes through our Home Finder tool.

Charles Square, Shoreditch N1
1 Bed · Flat · 44 m²
£350,000
£1244/month

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SSM One Limited (trading as Peculiar Loans) is an intermediary only lender authorised and regulated by the Financial Conduct Authority (with firm reference number 716565). SSM One Limited is registered in the UK at Companies House with reference number 09273700, with its registered office at GG 315, Metal Box Factory, 30 Great Guildford St, London SE1 0HS, United Kingdom.
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