On the blog

Ed and Heidi escaped a 15-year rental trap and are now the proud homeowners of a 1000 sq ft. maisonette in Camberwell. Find out how Peculiar's Mortgage Booster helped them own a home in the same neighbourhood that they loved living in while renting

Our 0% deposit mortgage does exactly what it says - you can get a mortgage without a deposit. This means whatever money you might have saved can go towards furniture, decorating or any of the nice things about moving into your own home.

Brilliant Solutions Mortgage Club Members will now have access to Peculiar’s mortgage booster equity loan, to help secure their ideal home

A much needed break from rising costs of living to get you owning a home this year.

Peculiar offers a shared equity loan. What is it exactly and how do you know if it's right for you?

Find out how Peculiar can help you buy better and buy smarter in just 120 seconds.

Our monthly Broker Breakdown guest series keeps first-time buyers and home buyers informed about the latest updates in the housing market. If you're self-employed, how is getting a mortgage any different from everyone else? Our guest contributor, Romit provides insider tips to make sure you can secure a mortgage like the boss that you are.

Buying a home is a big investment and an important one for your future. With so many properties to choose from, how do you know if the home you’re buying will give you returns over time? 

Our monthly Broker Breakdown guest series keeps first-time buyers and home buyers informed about the latest updates in the housing market. Banks may be removing their mortgage affordability test. What does this mean?

Top 10 areas in Cardiff with best property value potential according to the Peculiar Home Index.

Tembo Joins Peculiar Broker Panel

Peculiar, a London-based neolender, has unveiled the hidden gems in Greater Manchester that first-time buyers (FTBs) might be missing out on purchasing, with properties in Old Trafford having the highest potential value.

Mortgage broker The Mortgage Brain (TMB) has announced a partnership with shared equity loan provider Peculiar to help borrowers with small deposits become home owners.

We've run the data and these are the areas with the most potential for home buyers in Birmingham

Just Move In At Peculiar it’s our mission to unlock the future of home financing to meaningfully improve our customers lives.

We ran the data and these are the results. Find out the top undervalued areas in Liverpool.

Independent mortgage and protection adviser Affinity Mortgages has been added to the panel of brokers at Peculiar, the shared equity loan provider.

Peculiar reveals that South London is best for areas with the most growth potential

Peculiar reveals that Longbridge & Rubery is the area with the most growth potential in Birmingham

If you're thinking about buying a home in your 20s, you're not the only one. Here are all the benefits to buying earlier and getting on the property ladder sooner rather than later.

Meet Irvin and Christine. As nurses working long shifts, Irvin and Christine needed a short commute from work to ensure they were able to rest and recharge for the next day. For them, this meant searching for a home in central London.

Meet Sree and Elena. They had their first child and were ready to settle down into a space they could call their own. A place where they could build memories as they started their new chapter with their little girl. 👨‍👩‍👧

‍Saving for a deposit is already hard enough and it’s especially difficult going into the holiday season. With gifts, parties, and other entertainment commitments packed in a short month, it’s easy to overspend or get into debt during this time of year. In fact, the average adult in the UK buys 32 gifts and spends well over £420 on gifts each year! Before you throw your saving goals out the window and write off December completely, read on to find out how you can still enjoy all the holiday festivities and not rack up a hefty bill. 

There is still hope! Your credit score is one of the key pieces of information that a mortgage lender will review before they approve your application. Don’t let a poor credit score hold you back from affording your dream home! Plan ahead and read these tips to help you reach a shiny credit score in no time.

The credit score, one of the key pieces of the mortgage application puzzle that you need to maintain. So what exactly is it, who is scoring it and what can you do to keep this score high?

The home buying journey is already confusing enough. It doesn’t help that there seems to be an entire language to learn to make sure you understand all the documents you are reviewing and the conversations you are having along the way. Here is a beginner-friendly glossary to help guide you and clear up some of the question marks hanging over your head! We suggest bookmarking this page and keeping it handy the next time you speak with the seller, broker or estate agent so you can become your own expert. 

“We came into it with a lot of maybes. But together with Peculiar and the whole deal, it just came through, just right. It was perfect.”

"You're going to be spending the majority of your life in this place, so it has to be really special, you have to really love it." 14 years. That’s how long Richard had been renting in London and he had enough of it. 

“We’re all in this machine, and you can either choose to pay rent to someone else, or pay rent to yourself, and that feels better.” Bettina, age 32, had been renting a flat with several of her friends throughout her 20s, but she knew in her heart that it wasn’t something she wanted to keep on doing forever.

If you’re saving up for a deposit to buy a home, you might have already considered the additional expenses it involves, such as stamp duty tax. In July the government announced a Stamp Duty holiday that ends March 31, 2021. Find out what this means for you.

The lockdown imposed to restrict the spread of the Covid-19 virus has impacted all industries and all individuals. Home-buying is certainly not an exception - read on to find out how you might be affected, and what you can do to make the most of the “pause” in usual routine that can put you in the best possible position for when restrictions are lifted.

Buying a home is one of the biggest decisions anyone can make in their lifetime. The minute you tell anyone about your decision, no doubt you’ll receive endless amounts of tips and “advice”. Although well-intentioned, many of these tips turn out to be myths and we’ve heard our fair share of them! In fact, if we had £1 for each myth we’ve heard from first-time buyers, we’d probably have a deposit for a home or two 😊 

Understanding interest rates can help us understand how to pick the right mortgage product. Read on to gain some insights into why we pay interest, when we pay it, and what it means for your personal finances.

There is more than one way to own a home… freehold and leasehold are two different types of ownership. Read on to find out what makes them different, and which suits your circumstances better.

Saving up a deposit for your first property is tough and it takes time. Read this article to find out whether loan products can help you get there, which mortgage lenders will accept them, and how they could affect your credit rating.

How long does it take to buy a house? From property search, all the way to completing the sale, here's an indicative timeline for each stage of the process.

To get out of the rent trap and buy your own home, you'll need to raise a deposit. Saving a mortgage deposit is never easy. Expect to spend a few years coming up with one. But how to save for a mortgage deposit? Here are a few things you can do to get started.

You've found your dream home, what's next? Once your formal offer is accepted, you’ll need to contact a legal professional (conveyancer or solicitor) and a surveyor. They will perform what's known as property searches and surveys respectively. Here's what you need to know.

When making an offer, many first-time buyers don’t know where to begin. Successfully negotiating the house price could save you thousands, or even tens of thousands on your property purchase! Read our tips and tricks to find out how to structure an offer, add credibility, and pave the way for a successful negotiation.

How exactly do you do it?

When buying a home, the majority of buyers are unable to afford it straight up. This is where a mortgage comes in. A mortgage is a special type of loan, as it is specifically tied to the home you are buying. There are many different types of mortgage lenders. This article will take a look at the most common type of mortgage that could help you buy a home.

Finding a property can prove a never-ending task. If you haven't narrowed down which areas you want to live in, you'd best get that out of the way first. Settled on an area already? Time to start house-hunting.

Once you understand your affordability, the exciting part of owning a home can begin 😊 Finding your dream home should be a fun journey - and knowing what you are looking for will make it much easier!

The most important step to owning a home is understanding what you can afford to buy. The actual cost of buying a house or a flat goes well beyond the asking price. You'll need to consider a range of additional expenses, from solicitor to removal fees. This article will help you create a realistic plan for saving and budgeting... after all, buying a home is one of the most important financial decisions you could make!

What does a solicitor do? Is a solicitor the same as a conveyancer? What's the role of a mortgage broker? We're here to break it all all down.